ERISA Software Guide

Choosing Form 5500 Filing Software: What to Compare

Form 5500 software needs to support more than data entry because EFAST2 filing, schedules, attachments and validation are part of the annual reporting workflow.

Reviewed against current IRS/DOL guidance • Updated August 20, 2026

The Department of Labor states that Form 5500 and Form 5500-SF annual returns must be filed electronically through EFAST2 using approved third-party software or IFILE. That makes electronic filing workflow one of the first items to evaluate in a commercial product.

1. Confirm the Forms and Filing Year

Ask which filing-year edition is supported and whether the program handles Form 5500, Form 5500-SF and the schedules your plans require. Government specifications change over time, so current-year support matters.

2. Compare Schedule and Attachment Support

Plans can require different schedules depending on funding, plan type, service providers, investments and actuarial information. Make sure the program supports the schedules that match your client base.

3. Look for Validation Before Transmission

A useful program should identify missing required data and common inconsistencies before filing. EFAST2 has electronic validation rules, but preparers benefit from catching issues before a submission is built.

4. Understand the EFAST2 Workflow

Determine whether the product creates the filing data, transmits directly, or requires another submission step. Ask how credentials, signatures, acknowledgments and filing status are handled in the current release.

5. Check Amendment and Prior-Year Capabilities

Benefit-plan professionals may need to amend a prior filing or correct a rejected submission. Ask how the software handles amendments and which prior filing years remain supported.

6. Evaluate Record Reuse

Plan sponsor and administrator information repeats from year to year. Reusing those records can reduce data entry and make annual preparation more efficient.

7. Review Data Storage and Support

Confirm where plan data is stored, how backups work, and who provides help when a filing issue occurs. LawFirmSoftware.com uses a Windows desktop model with local data storage and U.S.-based support.

Official DOL reference: Form 5500 Series and electronic filing requirements.

Official resources: Always verify the current government form and instructions before filing. This page is general information and is not legal or tax advice.