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Regulation A - relates to extensions of credit by Federal Reserve
Banks to depository institutions and others. Its establishes
rules under which Federal Reserve Banks may extend credit to
depository institutions and others.
Regulation
C - implements the Home Mortgage Disclosure Act, which is
intended to provide the public with loan data that can be used to help
determine whether financial institutions are serving the housing needs
of their communities; to assist public officials in distributing
public-sector investments so as to attract private investment to areas
where it is needed; and to assist in identifying possible
discriminatory lending patterns and enforcing antidiscrimination
statutes. Requires certain lenders to complete Loan Application
Registers to track home purchase loans, home improvement loans and
refinancings.
Regulation Q
- provides guidelines and restrictions relating to interest on
deposits and advertising.
Regulation R - this regulation was
repealed effective December 6, 1996. It dealt with interlocking
relationships between securities dealers and banks.
Regulation S
- establishes the rates and conditions for reimbursement of reasonably
necessary costs incurred by financial institutions in assembling or
providing customer financial records to a government authority
pursuant to the Right to Financial Privacy Act.
Regulation V - Implements portions of
the Fair Credit Reporting Act (FCRA). Includes model notices
that can be used to notify customers either before or immediately
following the delivery of negative information.
HUD's Regulation X - implements the provisions of the Real Estate
Settlement Procedures Act also known as RESPA.
Regulation Z - designed to help
consumers "comparison shop" for credit by requiring disclosures about
the terms and cost of a loan. The regulation gives consumers the
right to cancel certain credit transactions that involve a lien on a
consumer's principal dwelling, regulates certain credit card
practices, and provides a means for fair and timely resolution of
credit billing disputes.
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