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If
you die intestate (without a will), your state's laws of descent and
distribution will determine who receives your property by default.
These laws vary from state to state, but typically the distribution
would be to your spouse and children, or if none, to other family
members. A state's plan often reflects the legislature's guess as to
how most people would dispose of their estate and builds in
protections for certain beneficiaries, particularly minor children.
That plan may or may not reflect your actual wishes, and some of the
built-in protections may not be necessary in a harmonious family
setting. A will allows you to alter the state's default plan to suit
your personal preferences.
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