An excellent suite of products
for the title industry.

Loan Origination Software
  • 1003 Loan Application
  • 1008 Transmittal Summary
  • Good Faith Estimate 
  • Truth in Lending (Reg-Z)

Fast. Automated Application
and Underwriting. Easy to Use.
 

All software versions are in full
compliance with current laws.
 

CM-ECF (Case Management - Electronic Case Filing) is currently live in more than half the Bankruptcy Courts in the U.S. Nearly all remaining courts are in the process of implementing it. For detailed information on its status in your court, see U.S. Courts

How it works

The following is a generic description.

1. Getting Started. Attorneys sign up for login and pin numbers from their court. They set up a Visa/Mastercard account for paying the filing fees. Some CM-ECF version 2 courts now allow on-the-fly credit card payment of filing fees. The login/pin is the equivalent of an attorneys verification/signature. Most courts require completion of a court training session before granting a pin.
    
2. Typical Files in a Case Opening
    
   • A single PDF (portable document format) file containing all of the forms that would otherwise be submitted on paper for an original filing. Not all filing software can create single PDF files. Make sure your filing software does or you will have to spend a lot of time in Acrobat "inserting" pages.
      
   • Address Matrix. This is the same ASCII text file that many courts have required on larger cases for nearly a decade.
      
   • Case Upload File. This file contains all of the information needed to docket or open a new case. It is accepted in the majority of CM-ECF courts. The file is specially generated by Bankruptcy Case Software.
      
   • Chapter 13 Plan. The plan is filed as a pdf document separate from the schedules.
     
      
3. Case Opening. Without a bankruptcy program, case opening involves logging into the court's website where the attorney fills out all the information needed to open a case, e.g. debtor, chapter, number of creditors, etc. With a "case upload" compatible program and court district, the attorney can skip all the reentry work and merely select the above files to upload.
    
4. Exhibits & Post Filing forms. Exhibits, e.g. deeds or contracts, can be scanned and placed into a pdf file. Pleadings can be generated as pdf files from any Windows wordprocessor merely by selecting a PDF driver as your printer when printing. Instead of paper coming out of your printer, a pdf file is created.
    
5. Originals. Presently attorneys are being asked to archive the original signed documents themselves. Consult local rules for duration and other requirements related to originals.